一(yi)、企(qi)業(ye)投(tou)融(rong)資定義:
企業(ye)投(tou)(tou)融資(zi)(zi)是(shi)指以企業(ye)為主(zhu)體融通資(zi)(zi)金(jin)(jin),使企業(ye)及其內(nei)部各環節之間資(zi)(zi)金(jin)(jin)供求(qiu)由不平衡到(dao)平衡的運動過程。當資(zi)(zi)金(jin)(jin)短缺時(shi),以最小(xiao)的代價籌措到(dao)適(shi)當期限,適(shi)當額度的資(zi)(zi)金(jin)(jin);當資(zi)(zi)金(jin)(jin)盈(ying)余時(shi),以最低的風險、適(shi)當的期限投(tou)(tou)放出去,以取得最大的收益,從而(er)實現資(zi)(zi)金(jin)(jin)供求(qiu)的平衡。
二(er)、申請方(fang)式:
01. 投(tou)融資(zi)(zi)行為的介入(ru)程度(du):直接投(tou)資(zi)(zi),間接投(tou)資(zi)(zi)。
02. 投(tou)(tou)融(rong)(rong)資(zi)申(shen)請投(tou)(tou)入領域:生產性投(tou)(tou)融(rong)(rong)資(zi)申(shen)請,非生產性投(tou)(tou)融(rong)(rong)資(zi)申(shen)請。
03. 投(tou)融資(zi)申(shen)(shen)請(qing)方式(shi):對(dui)(dui)內(nei)投(tou)融資(zi)申(shen)(shen)請(qing),對(dui)(dui)外投(tou)融資(zi)申(shen)(shen)請(qing)。
04. 投(tou)(tou)(tou)融(rong)(rong)資辦理內(nei)容:固定資產(chan)(chan)投(tou)(tou)(tou)融(rong)(rong)資申請,無形資產(chan)(chan)投(tou)(tou)(tou)融(rong)(rong)資辦理,流動資產(chan)(chan)投(tou)(tou)(tou)融(rong)(rong)資申請,房地產(chan)(chan)投(tou)(tou)(tou)融(rong)(rong)資申請,保險投(tou)(tou)(tou)融(rong)(rong)資辦理,信(xin)托投(tou)(tou)(tou)融(rong)(rong)資辦理等。